See Social Security's coronavirus page or call your local office for more information. Getting a decision generally takes three to five months, according to Social Security officials, but the time can vary depending on how long Social Security needs to get medical records and other relevant evidence. Military veterans and people with particular severe medical issues may qualify for expedited processing. A majority of applications for disability benefits are initially denied.
If your application is rejected, you have the right to appeal , but getting a hearing can take a year or more. The Social Security Administration has a considerable backlog of cases.
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You can apply for early Social Security retirement benefits beginning at age However, taking retirement early reduces the amount of your benefit for the rest of your life. In most circumstances, if you are likely qualified for SSDI, it makes sense for you to apply for that benefit instead of drawing early Social Security.
But if you decide to take early retirement perhaps you need the income while waiting to hear about your SSDI application , you can apply for retroactive SSDI. If you are found to have met the disability requirements before you began to receive early retirement, you would be entitled to retroactive benefits equal to the difference between your early retirement payment and what you were entitled to for SSDI.
However, if Social Security determines that your disability did not begin until after you received early retirement, you won't receive any retroactive payments. Once you reach retirement age, your full retirement benefits will be reduced based on how many months you received early retirement called the "reduction factor". If you believe you qualify for these benefits and have been wrongly denied, find an advocate familiar with Social Security disability policy to represent you.
SSDI candidates must be younger than 65 and have earned a certain number of work credits. However, only adults over the age of 18 can receive the SSDI disability benefit.
There is a five-month waiting period for benefits, you must wait five months after you become disabled. The amount of the monthly benefit after the waiting period is over depends on your earnings record, much like the Social Security retirement benefit. To make an appointment at one of our Tennessee law offices — Knoxville or Nashville — call or fill out this contact form. To qualify for SSDI, you must have a specific number of work credits based on your age.
In order for you to apply for SSDI, you need to have enough work credits based on taxable employment to be covered for Social Security purposes. If you became disabled before you reach the age of 24, you need to have at least 6 work credits to qualify for SSDI and 12 credits if your age is between 24 and If you are over 31, you need to have earned 20 work credits in the past 10 years before you became disabled to be eligible for SSDI.
To file for SSDI disability benefits, you must either be a blind or disabled worker, an adult who has been disabled since childhood, or otherwise eligible to apply according to SSA's rules. The amount of your monthly disability benefits will be based on your Social Security income record. Supplemental Security Income SSI : benefits are awarded on the basis of financial need to adults and children who are disabled, blind, or have limited income and resources. When you file an SSI disability claims, make sure you can show the case reviewer that you have very few financial resources or assets and a low income.
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